One major element in the home buying process which will help you in the long run is having knowledge. If you are a first-time home buyer or a repeat buyer in today’s market then you should ask yourself several questions on why you need to buy a home like for example, are you planning to relocate due to a change of lifestyle? Do you want a fresh start in a rural-urban community that has the benefits of a spacious subdivision near nature?
Having these questions in mind will help in your home buying endeavour. To help in enriching your knowledge in getting a new home, here is a home buying checklist for you:
Having these questions in mind will help in your home buying endeavour. To help in enriching your knowledge in getting a new home, here is a home buying checklist for you:
A) Your Finances are in order
Home buying and getting your finances in order go hand in hand; it is assumed that when you’ve decided to purchase a home, you have a sound budget which affords you the home of your dreams. You should choose the right type of financing that rightly fits the monthly down payment and amortization of the house you are getting.
Home buying and getting your finances in order go hand in hand; it is assumed that when you’ve decided to purchase a home, you have a sound budget which affords you the home of your dreams. You should choose the right type of financing that rightly fits the monthly down payment and amortization of the house you are getting.
Two common types of financing are available to would-be home buyers; bank financing (bank loan to help pay for the home) and in-house financing (the current developer will process the loan) Make sure to get a sample computation from your chosen realtor or agent so that you can study the payment terms carefully.
B) You've decided on your chosen home
Nowadays there’s no shortage of housing options, a lot of property developers have created thriving communities in urban and rural areas in the country, and the challenge is getting the home that best fits your needs.
Nowadays there’s no shortage of housing options, a lot of property developers have created thriving communities in urban and rural areas in the country, and the challenge is getting the home that best fits your needs.
Are you looking for a 2 storey townhouse? Do you want to get a single family home that has a wide living room? Are you looking for a mixed residential-commercial community that is only twenty minutes away from a mall or a supermarket? Those are some considerations for you when you’ve decided on the home you want.
A home is more than just bedrooms and living space, varying factors such as intricate designs, commuting distance from subdivision to workplace, lot sizes, tax costs, interior dimensions, and exterior finishes come into play when getting your dream home.
A home is more than just bedrooms and living space, varying factors such as intricate designs, commuting distance from subdivision to workplace, lot sizes, tax costs, interior dimensions, and exterior finishes come into play when getting your dream home.
C) You have an accredited agent/broker to transact with
There are plenty of agents/brokers to whom you can transact with in regards to the property that you are buying. Mostly these days, you meet them through online realty listings in realty websites or social networking vehicles since it is much easier to take a look at property through the web. Make sure that you can easily get in touch with an accredited agent/broker when purchasing property by calling, emailing, instant-messaging, or contacting through their real estate website.
There are plenty of agents/brokers to whom you can transact with in regards to the property that you are buying. Mostly these days, you meet them through online realty listings in realty websites or social networking vehicles since it is much easier to take a look at property through the web. Make sure that you can easily get in touch with an accredited agent/broker when purchasing property by calling, emailing, instant-messaging, or contacting through their real estate website.
Make sure that the accredited agent/broker has a website that directs you to the chosen home you’ve seen through the online listing, they must have updated information on the property like computations, house details, directions in getting to the subdivision, and even updated photos of the actual house that they are selling.
With those factors considered, you are in good hands, so the next best step for you is to schedule an appointment with him/her and a proper site tripping to view the house.
D) Your chosen home’s long term investment value
Another important factor to consider is the long term investment value of the home you’ve decided to by. You can ask your agent and learn about the developer’s future plans for the subdivision like more roads developed in succeeding phases that are being built in the future influx of buyers or how many more amenities and establishments are being made to better the standard of living of the homeowners like a new school or dry market which is near the subdivision.
Another important factor to consider is the long term investment value of the home you’ve decided to by. You can ask your agent and learn about the developer’s future plans for the subdivision like more roads developed in succeeding phases that are being built in the future influx of buyers or how many more amenities and establishments are being made to better the standard of living of the homeowners like a new school or dry market which is near the subdivision.
Take into account also how you picture yourself in the home in the future; will you be having a family there one day? Will you be happy living in the new community you have chosen? Think of long term factors that will give more meaning to buying a home.
Click the picture for information on the latest updates on Lancaster Estates, the biggest residential subdivision in the greater Cavite area in the Philippines, with over 900 hectares of prime development!
Consultant at your service!
JM Malapira - Property Consultant
Cellular Number - Globe +639276202732
Sun +639223977759
Email - [email protected]
Facebook page - www.facebook.com/onlycavitedreamhomes
For inquiries and site trippings to take a look at the property, please do not hesitate to get in touch with me!
Cellular Number - Globe +639276202732
Sun +639223977759
Email - [email protected]
Facebook page - www.facebook.com/onlycavitedreamhomes
For inquiries and site trippings to take a look at the property, please do not hesitate to get in touch with me!
Looking for a House and Lot in Cavite?
(Click photo for more information)
Alexandra Single Attached
4 Bedrooms/2 T & B
FA: 100 sqm
LA: 120 sqm
Php 2.75M - Up
4 Bedrooms/2 T & B
FA: 100 sqm
LA: 120 sqm
Php 2.75M - Up
Gabrielle Single Attached
3 Bedrooms/2 T & B
FA: 84 sqm
LA: 120 sqm
Php 2.35M - Up
3 Bedrooms/2 T & B
FA: 84 sqm
LA: 120 sqm
Php 2.35M - Up
Margaret Single Attached
3 Bedrooms/2 T & B
FA: 72 sqm
LA: 100 sqm
Php 1.95M - Up
3 Bedrooms/2 T & B
FA: 72 sqm
LA: 100 sqm
Php 1.95M - Up
Single Attached
3 Bedrooms/2 T & B
FA: 52 sqm
LA: 80 sqm
Php 1.55M - Up
3 Bedrooms/2 T & B
FA: 52 sqm
LA: 80 sqm
Php 1.55M - Up
Diana Townhouse
3 Bedrooms/2 T & B
FA: 60 sqm
LA: 50 sqm
Php 1.2M - Up
3 Bedrooms/2 T & B
FA: 60 sqm
LA: 50 sqm
Php 1.2M - Up
Catherine Townhouse
3 Bedrooms/2 T & B
FA: 50 sqm
LA: 50 sqm
Php 960,000 - Up
3 Bedrooms/2 T & B
FA: 50 sqm
LA: 50 sqm
Php 960,000 - Up
Alice Townhouse
3 Bedrooms/1 T & B
FA: 40 sqm
LA: 40 sqm
Php 850,000 - Up
3 Bedrooms/1 T & B
FA: 40 sqm
LA: 40 sqm
Php 850,000 - Up